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Saturday, February 6, 2016

How to Get Car Insurance as a High-Risk Driver

Hi, my name is Seann McWhorter. I'm the agency principal of Insure Right Insurance Agency located in Lehi, Utah. We're here to talk about insurance ins and outs and, specifically, how to get car insurance as a high-risk driver.

So, you've had a few speeding tickets or maybe a couple of accidents that have been turned in on your insurance or maybe you've got a DUI or a DWI, and you've been canceled or non-renewed on your auto insurance. So, now you need to shop for auto insurance as a; what the insurance world would consider a high-risk driver.

There are many reasons why an insurance company would consider you a high-risk driver. It could be that you've received multiple moving violations, multiple accidents, DUI's or other major violations, or perhaps you've been driving around with no insurance. All of these factors would make you considered a high-risk driver, and so you're not going to be able to get coverage in a preferred carrier, preferred or standard carrier.

You're going to go with what the industry calls a non-standard or high-risk insurance company. The process is much; is very similar to a regular, preferred or standard auto insurance policy. You're going to give all of the, the basic information; your name, your address, your date of birth, your drivers license and in some states, your social security number or either your vehicle information, and the agent will run those quotes for you and find, find a company that suits your needs.

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