Protecting Your Personal Property
Making sure you have enough coverage for your personal property isn't always easy. But how do you know what the right amount is? That's a good question. One useful strategy is to think about everything you'd take with you if you were moving. All of those belongings should be considered when choosing your coverage amount.
It's important to know that the amount and type of personal property coverage you receive can be different, whether you own a house or condo or rent an apartment. Either way, you'll want to make sure your policy provides enough coverage in case something happens. That's why Amica Insurance is sharing the following information to help you choose the right coverage amount:
All of your personal property should be accounted for when inventorying your home. Walk through each room and consider things like furniture, clothing, pots and pans, drapes and towels. Certain types of high value items like jewelry, watches and furs, are subject to a specific dollar limit.
You may want to secure extra coverage for these items to provide better protection. Be sure to take pictures of each room, and keep receipts for high-value items. Store duplicates of this information in a safe place, or electronically, so that you can recover it if needed. Amica's mobile app offers an inventory tool that can help. We're always here to answer your questions, so give us a call, or visit our website, and we'll be happy to assist you.
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