How Do Accidents Affect my Car Insurance Policy?
Hi, my name is Regina and I'm a Client Care Specialist for Western Direct Insurance. A common question I get asked is: How does an accident affect my car insurance policy? Now although accidents are unintentional, this doesn't mean you're not responsible. If you're at fault for an accident, it could stay on your insurance record for 6-10 years.
Depending on the insurance company's rating rules, this could affect your premiums a little or a lot. Sometimes, this could result in a loss in discount such as a claims-free discount. Or it could result in a hefty surcharge. Or it could result in a driver being re-rated as a driver to a beginner's rate. Some insurance companies may elect to just decrease a driver's record slightly Instead of penalizing you to start over at a beginner's rate.
It is important to ask your insurance company how they view accidents in the event of a claim. To learn more, call this number to speak to a licensed insurance agent. Or, click here for a car insurance quote. You can save up to 30% on your car insurance.
0 comments:
Post a Comment