The Cheapest Car Insurance Guarantee It - Tips And Advice
Running a business on the internet is a lot cheaper than a brick and mortar approach. Compared to buying offline from a brick and mortar business, you'll save up to 15% if you buy your auto insurance policy online.
Therefore, as much as you can, buy your auto insurance policy online. However, do your utmost to present your details truthfully. If you try to cheat you'll lose big time on the long run... Your insurer will be covered by the law if they cancel your policy on the grounds that you misrepresented facts.
Don't also forget to confirm your preferred insurer's rating and standing with your state's department of insurance and other financial rating institutions. A simple but effective way of lowering your rate is by authorizing an EFT (Electronic Funds Transfer). This just means your insurer withdraws your premiums automatically from your account at specified periods without mailing you payment notices.
This saves your insurer in many ways such as removing the cost of mailing payment notices and the cost associated with processing checks. Your premium is, therefore, reduced in line with the lower cost of giving you insurance. Statistically, women are safer drivers. Married couples can take advantage of this by having their cars insured in the lady's name with the man as the secondary driver.
Although this might not go down well with some male folks, it will help reduce what your family pays for auto insurance. Staying claims-free will result in a good discount. But bear in mind that not all insurers offer this discount. If your agent says they don't offer this discount, let him or her know that you will switch to another insurer.
Believe it or not, every insurer likes having people who stay claims free for this long as policy holders... ...You shouldn't have any difficulty getting better rates with a host of other insurers. Most insurers will do all within their powers to ensure they don't lose you and this should lead to some compromise on their part.
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