How Does Medical Insurance Work?
Medical insurance provides protection in the event that you need to have medical coverage or medical attention. Medical policy is purchased from an insurance company. That policy has a deductible and that policy has coinsurance.
If you don't have a medical insurance card, then there is no discount and you're left at the mercy of whatever the going price is. Normally if you're a single person, the typical deductible would be around $2500.00. If you're married, you can use that same concept on an individual policy. If you work for an employer, usually deductibles are lower because the employer winds up paying a major portion of that coverage. Without a policy, you're at the open-market to problems that will happen.
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