Is Dental Insurance Included in My Health Insurance?
Someone just asked: is dental insurance included in health insurance? Well, it can be. It's an optional benefit that insurance companies offer with their health insurance plans. It does not always, is not always included. When it is included, it doesn't cost too much.
The benefits are rather limited, usually about a thousand dollars for the calendar year, and they have a couple of cleanings you can do, and the premiums cost in the neighborhood of about fifteen to twenty dollars a month. However, there are stand alone dental insurance plans out there, in the marketplace, that cost about twenty-five dollars a month and have much better benefits.
So what you might want to consider is how often do you go to the dentist, what are the services you want performed, and is it going to be economical to have a stand alone policy on top of your health insurance policy. Different insurance companies subcontract their work out to the different dentists and you can usually just select whatever dentist within that network that you want to work with. Dental insurance is something you should have in case that you need to have that root canal done.
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